Welcome to 31 Roosevelt Street, a rarely available ranch home ideally positioned on a quiet street directly across from the scenic Fox River. Enjoy an exceptional lifestyle with walkable access to both downtown St. Charles and downtown Geneva and parks,additional nearby access to restaurants, shopping, entertainment, and riverfront trails just steps from your door. This well-appointed 3-bedroom ranch features a full walk-out basement, providing flexible living and entertaining space with abundant natural light throughout the home. The main level showcases hardwood floors, a thoughtful, functional layout, and two fireplaces one on each level that create warmth and character in multiple living areas. and a new deck that was just finished last year. Large windows frame beautiful views and flood the home with sunlight, highlighting the stunning, professionally maintained garden-a true outdoor oasis perfect for relaxing, gardening, or hosting gatherings. Additional highlights include a spacious laundry room, two-car garage, and seamless indoor-outdoor flow that enhances everyday living. With its unbeatable location, walkability to two vibrant downtowns, and timeless ranch design, this home offers a rare opportunity to enjoy comfort, convenience, and natural beauty in one of St. Charles' most desirable settings. A truly special property ready to welcome its next owner. Located in the St Charles School district close to Geneva Train. Don't miss this opportunity call today